BANK OF
SCOTLAND

Scott McTominay banknote prize draw and auction

Own a piece of history with a limited-edition Bank of Scotland £20 note. Enter the prize draw before 1 July or bid at our 2026 All-Stars auction to raise funds for charities helping homelessness in Scotland. Terms and conditions apply.

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Savings

Savings

Whatever your savings goal, our range of savings accounts can help. Find the right account to suit you.

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Bank accounts

Bank accounts

Whether you're looking for everyday banking or an account with added benefits. We have the right account to support you through life's journey.

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Investing made easy

Investing made easy

Choose one of our Ready Made Investments from just £25 a month. Pick a risk level you're comfortable with, and leave the rest to our experts.

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Home insurance

Home insurance

With Home Insurance, buildings and contents cover from Bank of Scotland, choose between Bronze, Silver and Gold levels of cover.

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Current Account Switch Guarantee

£175 with your name on it

Switch to a new Bank of Scotland current account and get £175 when you make a full switch from a different bank using the Current Account Switch Service. Terms and conditions apply.

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Customer support

We have a range of guides and tools to help you through life's challenges. From support with the cost of living to bereavement, we are here.

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Making banking easier

Whether you're looking after your money now, you can manage your personal accounts, your home with Bank of Scotland, Lloyds or Halifax in one place, using our mobile banking app.

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Learn about the latest scams

Even if you think you know all of the scams, fraudsters are always looking to come up with new and creative ways to trick you. Find out which scams are currently in circulation and how to stay safe and alert every day.

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Trusted support for you and your loved ones

Our self-referring service, powered by Barclays UK, helps you take care of what's important, with expert guidance and support every step of the way.

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Disability support

To make banking easier for you, we're here to give you the support services, support and guidance you need.

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Log in to view or manage your accounts conveniently. Access everything from balance checks to payments.

Independent service quality survey results

Personal current accounts

Published February 2026

As part of a regulatory requirement, an independent survey was conducted with approximately 1,000 customers of each of the 17 largest personal current account providers. They were asked whether they would recommend their provider to friends and family. This results table shows the overall satisfaction results for the survey.

Overall service quality

The survey asked the question: “Likely they would like to recommend their personal current account provider for Friends and Family.”

1monzo
83%
2STARLING
77%
3nationwide
75%
4first direct
74%
5CHASE
72%
6Bank of Scotland
70%

Authorised push payment (APP) scams rankings in 2024

Authorised push payment (APP) scams involve a customer being tricked into sending money to a fraudulent account. Performance data on Bank of Scotland's performance prior to the introduction of the mandatory reimbursement in October 2024 can be found in the PSR's latest APP Scams Performance Report.

Bank of Scotland is part of the same group which includes Lloyds and Halifax. The data shown in the report is a combination of these three brands.

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